Loan Types

We provide asset-based private money loans designed specifically for real estate investors who need speed, flexibility, and reliable funding. Whether you’re flipping, renting, building, or refinancing, our loan programs are built to help you close deals quickly and scale your portfolio.

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  • Fast closings & investor-focused underwriting

  • Less paperwork than traditional banks

  • Flexible terms & creative deal structuring

  • Real estate investors funding real estate investors

  • Relationship-driven private lending

What We Offer

  • Ideal for: Rehabbers & House flippers
    Loan Highlights:

    • Fast closings (often in days, not weeks)

    • Up to 100% Purchase & Rehab financing available

    • Asset-based underwriting (less paperwork)

    • Flexible credit requirements

    • Short-term terms with interest-only payments or accrue interest to close

    Use this loan to: Acquire distressed properties, renovate, and resell for profit.

  • Short-term capital to acquire, stabilize, or reposition properties before refinancing or selling.

    Ideal for: Time-sensitive acquisitions
    Loan Highlights:

    • Fast approvals & funding

    • Short-term flexible terms

    • Great for distressed or transitional properties

    • Minimal documentation

    • Exit via refinance or sale

    Use this loan to: Secure deals quickly and create time to execute your strategy.

  • Private financing for raw land or lot purchases.

    Ideal for: Developers & long-term investors
    Loan Highlights:

    • Flexible underwriting

    • Short-term or bridge options

    • Future build or resale potential

    Use this loan to: Secure land before development or resale.

  • Short-term financing is designed for builders and developers to cover the costs of building a new home or multi-unit property from the ground up.

    Ideal for: Real estate developers, builders, and "fix-and-flip" investors moving into "build-to-sell" projects.

    Loan Highlights:

    • Higher Leverage: We Fund up to100% of construction costs

    • Interest-Only Payments: Pay only on the funds drawn to keep monthly carrying costs low

    • Quick Funding: Fast draws and inspections to keep the project on schedule

    • Experience-Based Pricing: Competitive rates based on your track record of completed projects

    • Seamless Transitions: Easy "roll-to-perm" options for investors, keeping the finished build as a rental

    Use this loan to: Transform vacant lots into high-value residential assets and scale your development business.

  • Unlock equity from existing investment properties to reinvest in new deals.

    Ideal for: Scaling investors
    Loan Highlights:

    • Pull cash from existing properties

    • Use funds for new acquisitions or renovations

    • Flexible leverage options

    • Asset-based approvals

    Use this loan to: Recycle capital and grow your portfolio faster.

  • Long-term financing for income-producing rental properties using property cash flow instead of personal income.

    Ideal for: Buy-and-hold investors
    Loan Highlights:

    • Based on property cash flow (DSCR)

    • No traditional income verification required

    • Available for single-family, multi-family, and small portfolios

    • Competitive long-term rates

    • Refinance or purchase options

    Use this loan to: Build a rental portfolio and create long-term passive income.

  • Finance multiple properties under one loan for streamlined management.

    Ideal for: Investors with 3+ properties
    Loan Highlights:

    • Blanket loans available

    • Simplified payments

    • Scalable financing structure

    • Built for growing portfolios

    Use this loan to: Simplify financing and scale efficiently.

Our Process ?

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Funding in as Little as 3 Days

In a market where the best deals disappear in hours, you don't have weeks to wait on a bank. We provide the capital you need to secure the win, with a streamlined process that can move from application to clear-to-close in just 72 hours.

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100% Purchase & Rehab Funding

Stop letting a lack of cash-on-hand stall your growth. If your deal hits the mark, we will fund 100% of the purchase and 100% of the rehab costs (up to 70% of the ARV), allowing you to scale your portfolio without tying up your own capital.

0-12 Month Terms

Designed specifically for the fix-and-flip lifecycle, giving you the breathing room to renovate and exit without being locked into prelabilities or unnecessary interest.

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Looking For Cash?

You’re in the right place! We’ve got funding options for any experience-level investor to get their project started.

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1
Apply: Give us the purchase price, your rehab budget, and the projected ARV (after repair value), and our team will start charting the course immediately.

2
Get Approved: We look under the hood of each deal to ensure it goes well. We review your deal through an investor’s lens. We know the Wichita market.

Wichita real estate investors: Get approved for private money loans quickly. Fund your next investment with Seek First Capital.
Need funding for Wichita real estate deals? Seek First Capital provides fast private money loans for flips, rentals, and construction projects.

3
Closing: You’re almost done! After you sign your closing docs, our team will move fast to get you closed.


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  • “By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures.”

    — Proverbs 24:3-4

Let’s Work Together

Ready to grow your real estate portfolio?
Let’s work together to find the right private money solution for your next deal. Whether you’re flipping, building, or investing in rentals, we provide fast funding, flexible terms, and expert guidance every step of the way.

Get Funded Fast