Effective Date: February 18, 2026
Welcome to Seek First Capital. By accessing our website (www.seekfirstcapital.com) or using our services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.
1. Acceptance of Terms
By using this site or submitting an application for funding, you agree to these Terms of Service, our Privacy Policy, and all applicable laws and regulations. If you do not agree, please do not use our services.
2. Nature of Services
Seek First Capital is a private money lender providing short-term financing for real estate investors (e.g., fix-and-flip, bridge loans). We do not provide consumer loans for personal, family, or household purposes. All loans are for business and commercial investment purposes only.
3. Professional Disclaimer (Important)
Seek First Capital, its owners, and employees are not attorneys, certified public accountants (CPAs), or licensed financial advisors. Any information provided on this website or in our loan documents is for informational purposes only and does not constitute legal, tax, or financial advice.
Real estate investing involves significant risk. We strongly recommend that you consult with a qualified legal professional and a licensed accountant to review all contracts, entity structures (LLCs), and tax implications before entering into a transaction.
4. User Responsibilities
To qualify for funding, you are responsible for providing accurate and complete documentation, including but not limited to:
Valid LLC documentation (Kansas Certificate of Good Standing).
Operating Agreements.
Proof of Insurance (covered at After Repair Value/ARV).
Accurate financial and property data.
Any misrepresentation of facts may result in the immediate denial of your application or legal action.
5. Loan Approval & Interest Rates
Submission of an application does not guarantee approval. All loan terms, interest rates, and fees are determined on a case-by-case basis based on the property value, the borrower's experience, and the specific risk profile of the project.
6. SMS Communications & Eligibility
By providing your phone number to Seek First Capital, you consent to receive SMS text messages related to:
Loan application updates
Funding status notifications
Requests for documentation
Appointment reminders
Transaction and account-related updates
General client communication regarding your loan or inquiry
Message frequency may vary based on your application status and account activity.
Opt-Out Instructions:
You may opt out of receiving SMS communications at any time by replying STOP to any message you receive from us. Once you submit STOP, you will be opted out and will no longer receive SMS communications unless you re-enroll.
For assistance, you may reply HELP or contact us directly at (316) 361-6114.
Message and data rates may apply depending on your mobile carrier and plan.
Carriers are not liable for delayed or undelivered messages.
You must be 18 years of age or older to use our services and to consent to receive SMS communications.
7. Intellectual Property
All content on this website, including logos, text, graphics, and images, is the property of Seek First Capital and is protected by copyright laws. You may not use our branding without express written consent.
8. Limitation of Liability
Seek First Capital shall not be liable for any indirect, incidental, or consequential damages resulting from your use of our services or reliance on any information provided. Our total liability is limited to the extent permitted by Kansas law.
9. Governing Law
These terms are governed by and construed in accordance with the laws of the State of Kansas. Any disputes arising from these terms shall be resolved in the courts of Sedgwick County, Kansas.
10. Changes to Terms
We reserve the right to modify these terms at any time. Updates will be posted on this page with a revised "Effective Date." Continued use of our services after changes are posted constitutes acceptance of the new terms.
11. Contact Information
If you have questions regarding these Terms, please contact us:
Seek First Capital
P.O. Box 780107
Wichita, KS 67278
Phone: (316) 361-6114
Email: Info@seekfirstcapital.com