Build Wealth on Autopilot: 10%+ Target Returns with Reliable Quarterly Payouts
Who We Are
Seek First Capital Fund 1 is a private debt fund specializing in lending for residential and commercial investment properties.
Our fund pools capital from local Wichita investors to provide short-term financing to real estate entrepreneurs who acquire and renovate residential and commercial properties throughout the community.
“The new way to grow wealth through passive, secured real estate lending.”
What We Do: A pooled private debt fund providing short-term financing to real estate entrepreneurs
Who We Serve: Accredited Local Investors (Wichita region seeking consistent yield backed by real estate assets.
Investor Earnings: Interest from Short-term rehab loans, targeting 10%+ annualized yield with quarterly distributions.
What we Finance: Acquisition and renovation of residential and commercial investment properties
Risk Posture: First position liens only. Conservative maximum 70% LTV. Strict Assets focused underwriting.
Fund Structure Overview
How it Works
Investors Pool Capital-
Accredited and local investors contribute capital into the secure Fund 1 structure.
Fund Underwrites & Deploys -
We vet borrowers and fund short-term rehab loans secured by first liens.
Borrowers Renovate &
Pay -
Entrepreneurs improve properties and make monthly interest payments to the fund.
Quarterly Investor Payouts-
Interest income is distributed to investors quarterly, targeting a 10%+ annualized yield.
First-Position Liens
We hold the primary mortgage. In the event of default, we have the first right to the asset.
70% LTV Equity Cushion
Loans adhere to a strict maximum 70% Loan-to-Value ratio, providing a 30% protective equity buffer.
Asset-Based Underwriting
Rigorous due diligence focuses on the tangible value of the real estate collateral, not just borrower's credit
Strict Use-of-Proceeds
Funds are released in draws only after work is inspected and verified. Capital is used solely for acquisition & rehab
Short-Duration Loans
An average term of «6 months reduces exposure to long-term market volatility and keeps capital recycling efficient.
Security & Mitigation
Wichita Impact
RECLAIMING VACANT PROPERTIES
We fund the rehabilitation of residential properties that might otherwise sit vacant and deteriorate, restoring value to the block.
SUPPORTING LOCAL ENTREPRENEURS
Our capital empowers local small real estate businesses to execute projects that create jobs and improve the housing stock.
BUILDING BRIGHTER FUTURES
By transforming neglected houses into quality homes, we help provide safe environments for Wichita families to thrive.
"Grow wealth while passively revitalizing the community".
Investment Summary
TARGET RETURN- 10%+ Annual Yield
MINIMUM INVESTMENT- $100,000 Accredited Investor
FUND STRUCTURE- Private Debt Fund
SECURITY- 1st Lien Position Secured By Real Estate
CAPITAL PROTECTION - Max 70% LTV Built-in Equity
The Trusted Voice in Wichita Real Estate
Tracy has been a cornerstone of the Wichita, Kansas, real estate market. Having built a significant real estate portfolio from the ground up, Tracy has transitioned his decades of "in-the-trenches" experience into a mission of empowerment for others. Through his private lending fund, he has helped hundreds of investors secure the capital necessary to fund their deals and scale their businesses.
Tracy’s reputation in the local community is unmatched; in Wichita, it is well-known that when you have a deal that needs funding, Tracy is the first call you make. However, his value extends far beyond the capital. As a seasoned mentor, he specializes in guiding fix-and-flippers through the complexities of rehab and helping investors navigate the challenges of scaling a portfolio.
Driven by a passion for helping families build generational wealth, Tracy focuses on fostering long-term relationships rather than just closing transactions. Whether you are looking for the best rates and terms for a private money loan or seeking the strategic guidance of a local expert, Tracy DeWitt is the partner you need to turn your real estate goals into a legacy.
Tracy | Founder/CEO
Let’s Work TogetherReady to start investing in our fund.
Let’s work together to find the right private money solution for your investment.